An increase in current investment in the digital economy of Indonesia is needed to leverage the potential of human capital more effectively for the country to experience healthier economic growth. An analysis of Indonesia’s socio-economic situation in 2020 is conducted by analyzing trends in the population’s economic abilities, digital data connectivity, and education levels, then comparing the utilization of these resources to population case studies, social and economic theories, and documented research of government and private organizations. Based on previous economic studies, human capital investment parameters were chosen that revealed that investing in the human capital of a country’s population promotes economic growth through economic empowerment, education, and technological advancement. This paper samples statistics from 2017 up to the first quarter of 2020 of the digital economy and labour market. In addition, this paper provides some review of the socio-economic impact of the COVID-19 pandemic related to investing in human capital to stimulate economic growth. Most of the statistics used in this study are sourced from federal agencies, and some are sourced from private organizations. Comparative analysis of the statistics reveals that services from the digital economy provide virtual presence; social connectivity; and data availability, access, and utilization. Also, the country’s human capital financing endeavours through Peer to Peer (P2P) lending and investing in human capital education is important to stimulate economic growth. Furthermore, productivity gains in business operations can increase across Indonesia’s industries if workers’ skillset in the labour market can be advanced through accessible training, such as online learning and certification platforms. The current study contributes to the literature by shedding light on the need for human capital investment.